Do You Have MET LIFE for Your Health Insurance?
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Do You Have MET LIFE for Your Health Insurance?
Do you have MET LIFE for your Health insurance company?
Have you used it? If you did were you satisfied and would you recommend it?
My Segurous Monterrey agent, Edgar Cedeno was here this PM. He offered one of us Met Life instead of Segurous Monterrey as a cheaper option. There ARE a few differences which I'll briefly explain below.
Age: 67 - Segurous Monterrey - $ 32,000. MXN deductible - Premium $ 46,255. pesos
--------------------MET LIFE - $ 30.000. MXN deductible - Premium $ 31,675. pesos
Difference: - $ 14,580. pesos (roughly $ 1,165. US per year)
Segurous Monterrey - Unlimited Coverage ------ Met Life - $ 8,00,000 pesos
Seg Mont - 10% Copay----------Met Life - 5% Copay
Seg Mont - In the Us - $ 50,000. - Met Life - $ 100,000. US
International Coverage (not catastrophic) $ 50,000 US - International Coverage $ 100,000. US
Have you used it? If you did were you satisfied and would you recommend it?
My Segurous Monterrey agent, Edgar Cedeno was here this PM. He offered one of us Met Life instead of Segurous Monterrey as a cheaper option. There ARE a few differences which I'll briefly explain below.
Age: 67 - Segurous Monterrey - $ 32,000. MXN deductible - Premium $ 46,255. pesos
--------------------MET LIFE - $ 30.000. MXN deductible - Premium $ 31,675. pesos
Difference: - $ 14,580. pesos (roughly $ 1,165. US per year)
Segurous Monterrey - Unlimited Coverage ------ Met Life - $ 8,00,000 pesos
Seg Mont - 10% Copay----------Met Life - 5% Copay
Seg Mont - In the Us - $ 50,000. - Met Life - $ 100,000. US
International Coverage (not catastrophic) $ 50,000 US - International Coverage $ 100,000. US
johninajijic- Share Holder
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Re: Do You Have MET LIFE for Your Health Insurance?
John, I wouldn't trust a change of companies with your medical issues. Since you have been with existing for over 10 years, and have a great history, why run the risk?
Jim W
Jim W
Jim W- Share Holder
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Re: Do You Have MET LIFE for Your Health Insurance?
Jim W wrote:John, I wouldn't trust a change of companies with your medical issues. Since you have been with existing for over 10 years, and have a great history, why run the risk?
Jim W
Jim - I should have been clearer when I said one of us. It was not for me. The agent told me they would probably not accept me and I have an open claim with Segurous Monterrey so that would get cancelled.
johninajijic- Share Holder
- Posts : 3850
Join date : 2010-10-23
Age : 80
Location : West Ajijic
Humor : Sometimes
Re: Do You Have MET LIFE for Your Health Insurance?
John, don't cancel existing for your friend until accepted. Medical costs here have not increased like NOB, yet insurance rates are escalating. Since you plan to relocate, why run the risk with a new insurer, after all these years?
Remember, you don't have a clue about coverage til you have a claim. Just my opinion. You are aware of my experience with Allianz....hired Spencer for help.
Also mod should put this under medical.
Remember, you don't have a clue about coverage til you have a claim. Just my opinion. You are aware of my experience with Allianz....hired Spencer for help.
Also mod should put this under medical.
Jim W- Share Holder
- Posts : 5152
Join date : 2010-04-24
Age : 76
Location : Chapala
Humor : Whenever I need it!
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