Current property tax website for 2024 tax due

That the Mexican governments can't get their web pages working properly in Dec. for payments due in January in this day and age when people tend to opt for online payments is ridiculous.
I was able to pay my predial online in Bahia de Banderas, Nayarit, no problem, but the state site for paying the vehicle refrendo has been closed for "maintenance" since the beginning of January. The page to enter your information flashes on the screen for a split second, then goes to "Sorry, closed for maintenance". So absurd.

I must say I don't understand why long-time residents refuse to open a Mexican bank account. It can make things so much easier. There's no need to keep a lot of $ in it. I just make sure to keep the minimum amount not to incur service fees in my BBVA account, adding more if I need to make a payment online. I can't imagine living here for 20 years and having to constantly hit ATMs for cash from NOB accounts, or waste my time trying to get websites to accept NOB credit cards. Not to mention having to carry a bunch of cash around when going on a big shopping trip to various places instead of just using my BBVA debit card.

ATM's are a pretty recent development for me here. From 1996 to 2014, we had an account with Lloyd which became Actinver. Never had a problem with Lloyd but Actinver was a P.I.T.A. Using ATM's was far preferable to their B.S. Now, I have an account with Intercam which I opened specifically to purchase a car. They accept personal cheques written on a Canadian account which makes it easy to top up and gives me another debit card in case something happens to my Canadian one. I normally grocery shop with my Canadian credit (or debit) card and I can purchase from Amazon Mexico and Amazon U.S. with my Canadian Credit Card as well.

Having a Mexican bank account and topping it up by writing a check on your Canadian account, rather than having to hit ATMs all the time makes sense, and goes along with my "so much easier to have a Mexican bank account when you live here full time".

But paying for local purchases with a Canadian or US credit or debit card doesn't make financial sense at all to me, because it means you are subject to whatever the exchange rate happens to be on that specific day. Whereas if you transfer a lump sum of money to a Mexican bank account, you can try to do that when you see the rate is pretty good or wait a few days if you expect the rate to go up, or do it sooner if it is starting to spiral downwards.

Intercam is on the other side of Ajijic. I'd rather use an ATM than sit in my car trying to get through the traffic mess. But, when I do top up the Intercam account (when the rate is good), using my Intercam debit card costs less than half the transaction fee and there is no foreign exchange rate. I already PAID the foreign exchange rate when I deposited the cheque. They get ya comin' and goin' whichever way you choose to get money down here. I only use the ATM twice a month. No big deal for the convenience.

I've had my TD account since I was 27. Too much organizational effort required to change now for free ATM withdrawals. I like my rut.

Probably but why bother when I can just write a good old fashioned cheque?

Good point but I usually combine other things that I have to do on that side of town to make the hassle worth while.

CanuckBob wrote:Canadians can get a Scotia account and use the Scotia ATM's here for nada...

I have a BBVA account for business purposes but have found it to be quite handy for the reasons mentioned above. Also, for $1.99 CAD I can wire money online from my Scotia account in Canada to my BBVA account here. Easy peasy.

I have the same- Scotia in Canada and BBVA here. I've never tried wiring money- I've always used xetrade to transfer. When you say you wire for $1.99, does the $ get wired in Canadian dollars and BBVA does the peso exchange at BBVA's rate, or how does it work?