Welcome to Guardian Insurance

I would like to welcome Guardian Insurance as a new forum sponsor. This is the company I recently got my health insurance with. I was so impressed with their service and the policy that I suggested they advertise on here so others can find out about it. I got the VUMI VIP Expat policy. You can click on their banner to go to their website. I have asked them to sign up as a member and introduce themselves so you can ask questions directly.

Bob, I have been trying to contact Guardian Insurance but find no link to contact them. Help!,

Here ya go...… https://guardianinsurancemx.com/

CanuckBob wrote:Here ya go...… https://guardianinsurancemx.com/

Thank You Bob - this looks amazing. I have contacted the company and requested a quote. We currently have our coverage through Healthcare International Inc in the UK. Being Canadians living here full time, would be nice to have a local (MX) company attend to our insurance needs. Appreciate the contact.

Excellent. Let us know how it works out for you.

I got my VUMI coverage about a month ago. Process was clean and easy. I luckily have not used it yet, but I am covered.

Which VUMI package did you get?

In reviewing the policy they just sent me, it appears there are three levels to choose from with VUMI. Bronze, Gold or Platimum.
This is excellent coverage for the premiums quoted!
Will let you know what we choose.
Thanks again Bob!!

I got the Bronze package.

Without plowing through the insurance lingo etc, is there an age cut off? Pre-existing?

Are American/New Zealanders eligible?
Thanks in advance?

Trailrunner wrote:Without plowing through the insurance lingo etc, is there an age cut off? Pre-existing?

I believe the VUMI VIP policy has a maximum age of 75 years in which to join. Once you are on it there is no cut-off.

They look at every case to determine pre-existing coverage or not.

VUMI also has a policy for seniors which is for people 60 to 90 years of age.

espíritu del lago wrote:Are American/New Zealanders eligible?
  Thanks in advance?

Sure, why not? If you want the policy to cover you "within the USA" it will be significantly more expensive. I opted for worldwide coverage "except the USA".

Thanks CB.

Us too. Going with the Bronze package - worldwide excluding USA> We are Canadians.
Just to note - when you travel thru the US, you are not covered. Be sure to ask the rep to provide you with travel insurance. Just to be safe. It's not expensive.

CanuckBob wrote:

espíritu del lago wrote:Are American/New Zealanders eligible?
  Thanks in advance?

Sure, why not? If you want the policy to cover you "within the USA" it will be significantly more expensive. I opted for worldwide coverage "except the USA".

Where is the link please?

This might be exactly what I'm looking for.

Thanks!

espíritu del lago wrote:

CanuckBob wrote:

espíritu del lago wrote:Are American/New Zealanders eligible?
  Thanks in advance?

Sure, why not? If you want the policy to cover you "within the USA" it will be significantly more expensive. I opted for worldwide coverage "except the USA".

Where is the link please?

This might be exactly what I'm looking for.

Thanks!

Third post in this thread.

Does anyone know how this compares with Best Doctors? I hope it is a strong competitor .... I'd like to be working with a different agent.

Thank you C Bob

Sherman wrote:Does anyone know how this compares with Best Doctors?  I hope it is a strong competitor ....  I'd like to be working with a different agent.

Does anyone have Best Doctors and thinking of changing to Guardian? Done any comparison between the two?

Thanks ......

S.

Resurrecting an old post to find out if anyone cares to share claims experience or recent service experience with Guardian.  PM if you prefer. TIA.

I have had a claim paid out for prescriptions that exceeded my $250 deductible last year. They have been great responding to questions and following up on things for me. This year my wife turned 65 which was a major increase in our rates for this year but Guardian warned us this would happen at 65. We went from 2600 USD to $3800 USD for the two of us. I increased my deductible to $1000 USD to keep the cost down. At the $250 USD deductible it would have been $4500 USD.

Thanks!