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Rental Car Insurance NOB

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Post by joyfull on Fri Oct 24, 2014 9:29 am

What do you do for car insurance when you rent a car NOB? Living here in Mexico and not having car insurance NOB the rates the rental agencies charge are more than the rental per day. Anyone have any less expensive options?
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Post by lobita on Fri Oct 24, 2014 11:58 am

Many credit cards offer rental car coverage as a standard perk -- check with yours?
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Post by David on Fri Oct 24, 2014 5:27 pm

AMEX has the best.  If you have an AMEX card you are covered.  If you want even more coverage you can buy a package, in advance, that provides expanded coverage for $24.99 for the whole rental period.
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Post by Zedinmexico on Sun Oct 26, 2014 8:07 am

Just came back from Orlando. Insurance on rental car (Fox rentals, away from airport) was about 15 dollars a day for full coverage for a benchmark. Car rentals including insurance are getting expensive.

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Post by Ezzie on Sun Oct 26, 2014 8:31 am

I think the point that the OP is making is what the cost of insurance is if you NO LONGER have an auto insurance policy on another vehicle in any US State or Canadian province. Some of the insurance "add-ons" that are offered through a rental car agency may require this?? I don't know for sure but check the fine print. It is a requirement for the Mexican "tourist" insurance policies to bring a NOB vehicle in on a TIP.

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Post by David on Sun Oct 26, 2014 10:06 am

Some Mexican insurance policies provide some Libility coverage NOB, mine does.  Most major credit cards provide coverage if you rent the car using their card.  If you have insurance the CC insurance is secondary.
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Post by Canmex 87 on Sun Oct 26, 2014 10:46 am

David wrote:Some Mexican insurance policies provide some Libility coverage NOB, mine does.  Most major credit cards provide coverage if you rent the car using their card.  If you have insurance the CC insurance is secondary.

My Mexican auto policy provides liability coverage on my vehicle NOB but it doesn't extend to a rental vehicle. If your Mexican auto policy extends to a rental vehicle could you identify the insurer as I would be interested in insuring with them.

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Post by David on Sun Oct 26, 2014 10:55 am

I didn't think of that.  I'll check on it.
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Post by joyfull on Sun Oct 26, 2014 11:22 am

We use Jesus Tejada and have AXA. I just emailed him and asked.
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Post by zenwoodle on Sun Oct 26, 2014 2:12 pm

We are listed as occasional drivers on our daughters policy.
That provides us with coverage on rentals NOB. Beer
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Post by joyfull on Sun Oct 26, 2014 2:34 pm

Zen...we also are listed as occasional drivers on our daughter's policy for liability. You are suppose to reside at the same address to do this. My concern is if there should be a serious accident the insurance company would find out we don't live there and deny coverage. We all know they will find any way they can not to pay.
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